Achieve Homeownership with Self-Employed Loans

Are you a small business owner, freelancer, or independent contractor looking to purchase a new home or refinance your current one?


At Maine Mortgage Company, we understand that the traditional mortgage process can be challenging for self-employed individuals. That's why we specialize in self-employed loans - helping you navigate the unique requirements and unlock the financing you need.

What Are Self-Employed Loans?

Self-employed loans are mortgage options designed specifically for borrowers who do not receive a traditional W-2 paycheck.

Instead of relying solely on tax returns and pay stubs, these loans take a more comprehensive approach to evaluating your financial situation and ability to make mortgage payments.

The Benefits of Self-Employed Loans

Whether you're self-employed full-time or earn a significant portion of your income through freelance work, a self-employed loan could be the perfect solution to help you achieve your homeownership goals.

Tailored to Your Unique Financial Situation

We understand that self-employment comes with its own set of financial challenges. Our self-employed loans are designed to accommodate your specific needs.

Alternative Income Documentation

Use bank statements, profit and loss statements, or 1099s instead of traditional W-2s to verify your income.

Streamlined Application Process

Say goodbye to the endless paperwork! We'll guide you through a simplified application and documentation process.

Competitive Interest Rates

Enjoy rates on par with traditional mortgage options, without the hassle.

Variety of Loan Programs

Choose from fixed-rate, adjustable-rate, jumbo, and government-backed loan options to find the perfect fit.

Financial Flexibility

Access the home financing you need while maintaining control of your business operations and tax strategy.

Some key features of self-employed loans include:

  • Flexible income documentation requirements
  • Alternative methods for calculating your income
  • Consideration of your business cash flow and overall financial profile
  • Potentially higher loan amounts based on your earnings

Ready to Explore Your Self-Employed Loan Options?

Don't let your self-employment status hold you back from homeownership. At Maine Mortgage Company, we're committed to helping self-employed borrowers find the financing they need to make their dreams a reality.

Give us a call at 877-888-5291 or APPLY NOW

Our Self-Employed Loan Process

Free Consultation & Pre-Qualification

Let's start with a conversation about your business, financial goals, and preferred loan options. We'll help you understand exactly what documents you'll need and get you pre-qualified so you can shop for homes with confidence.

step 1

Simple Documentation & Application

Skip the endless paperwork hassle. We'll guide you through submitting your bank statements and business documentation in a streamlined way that makes sense for self-employed borrowers. Our team handles the heavy lifting during the application and underwriting process.

step 2

Fast Approval & Closing

Once your documentation is reviewed, we'll secure your loan approval and guide you through a smooth closing process. From initial conversation to getting your keys, we make the entire experience straightforward and efficient for busy business owners.

step 3

With Maine Mortgage Company, you're not just getting a mortgage - you're getting a partner who will work tirelessly to help you achieve your goals.


Let's get started on your path to homeownership!

Why Choose Us for Your Self-Employed Loan?

01.

Self-Employed Lending Experts

With over two decades of experience helping entrepreneurs, contractors, and small business owners achieve homeownership, our team understands the unique financial documentation and challenges self-employed borrowers face.

02.

Competitive Rates & Options

We shop multiple lenders who specialize in self-employed mortgages to secure the best terms for your situation. Our deep relationships with Maine's lending community mean more flexibility and better rates for business owners like you.

03.

Personalized Support & Service

From our first conversation to closing day, you'll work with a dedicated mortgage professional who understands your business and goals. We guide you through each step, making the process clear, efficient, and stress-free for busy entrepreneurs.

Get started now!

Ready to Explore Your Self-Employed Loan Options?

Copyright All Rights Reserved | Maine Mortgage Company, LLC | NMLS # 2155395 | Privacy Policy

This information is not a loan approval or commitment to lend. The actual loan amount, interest rate, fees, costs and monthly payment on your specific loan transaction can vary and will depend on your choice of loan product and unique credit profile. Loans (in ME) will be made pursuant to NMLS # 2155395. Maine Mortgage Company is an Equal Housing Loan Broker.