Bank Statement Programs
Unlock Your Dream Home with Bank Statement Programs from Maine Mortgage Company
Are you self-employed, a freelancer, or a small business owner? Traditional mortgage options may not fit your unique financial situation. That's where bank statement programs come in - and we're here to help you navigate them with ease.
Small Business Owners
Independent Contractors
Freelancers
Commission Income
What Are Bank Statement Programs?
Bank statement programs are mortgage options that focus on your actual cash flow and bank account history rather than just your taxable income. This makes them ideal for borrowers who may have irregular or hard-to-document income, such as:
The Benefits of Bank Statement Programs
With a bank statement program, we can assess your ability to make mortgage payments by looking at the deposits and transactions in your business or personal bank accounts over the last 12-24 months. This provides a more holistic view of your financial situation, allowing us to get you approved even if your taxable income doesn't match your actual cash flow.
Flexible Income Documentation
- No need for traditional pay stubs or tax returns
- We focus on your actual bank account history
Higher Loan Amounts
- Borrow more based on your proven cash flow
- Qualify for larger, more expensive properties
Faster Approval Process
- Streamlined underwriting with less paperwork
- Get pre-approved and start house hunting sooner
Competitive Interest Rates
- Access rates similar to traditional mortgages
- Enjoy the same low-down payment options
Varity of Loan Types
- Choose from fixed-rate, adjustable-rate, and jumbo loan options
- Find the perfect fit for your financial goals and needs
Self-Employed Friendly
- Perfect for business owners and entrepreneurs
- Income evaluated based on deposits rather than tax returns
Ready to Explore Your Bank Statement Loan Options?
At Maine Mortgage Company, we have extensive experience helping self-employed and non-traditional borrowers secure the financing they need. We'll work closely with you to understand your unique situation and find the best bank statement program to make your homeownership dreams a reality.
Why Choose Maine Mortgage Company for Your Bank Statement Loan?
Specialized Expertise
Our team understands the unique needs of self-employed borrowers, ensuring you get personalized solutions that work.
Competitive Rates
We shop multiple lenders to secure the best terms for your situation, saving you time and money.
Dedicated Support
Experience a smooth, hassle-free journey with guidance every step of the way, from application to closing.
Ready to Explore Your Bank Statement Loan Options?
Don't let your non-traditional income hold you back from homeownership.
At Maine Mortgage Company, we're committed to helping self-employed and entrepreneurial borrowers find the financing they need.
CALL US
877-888-5291
With Maine Mortgage Company, you're not just getting a mortgage - you're getting a partner who will work tirelessly to make your homeownership dreams a reality. Let's get started!