Welcome to Maine Mortgage Company
Your Jumbo and Waterfront Loan Specialists

Are you dreaming of a luxurious home with breathtaking views or a spacious property that exceeds standard loan limits?

Look no further! At Maine Mortgage Company, we specialize in jumbo loans and waterfront property financing, helping you turn your dream home into a reality.

What are Jumbo Loans?

Jumbo loans are mortgages that exceed the conforming loan limits set by Fannie Mae and Freddie Mac. In most areas, that's any loan over $726,200 (as of 2023), but it can be higher in certain high-cost regions.

Jumbo Loans: Think Big, Live Large

Why Choose a Jumbo Loan?

When your dream home exceeds conventional loan limits, a jumbo loan can provide the higher financing you need with competitive rates and flexible terms, allowing you to secure that luxury property or high-value home in today's competitive market.

Finance high-value properties

Unlock access to luxury homes and premium properties beyond conventional limits with our jumbo loans, designed specifically for high-value real estate purchases in premium markets.

Access competitive interest rates

Despite their larger size, our jumbo loans offer surprisingly competitive interest rates that rival conventional mortgages, helping you maximize your investment while minimizing long-term costs.

Enjoy flexible terms and options

Customize your jumbo loan with flexible down payment options, adjustable or fixed rates, and various term lengths to create a mortgage solution that perfectly aligns with your financial strategy.

Benefit from expertise in complex situations

Our seasoned mortgage experts specialize in navigating complex financial portfolios, ensuring high-net-worth borrowers receive tailored jumbo loan solutions that optimize their unique financial positions.

Build wealth through real estate

Leverage jumbo loans as a strategic wealth-building tool, allowing you to invest in premium properties while maintaining liquidity in your investment portfolio for diversification.

Streamlined approval process

Experience our efficient, white-glove jumbo loan approval process, designed specifically for sophisticated borrowers who value both speed and precision in their mortgage transactions.

Our Jumbo Loan process

We understand that securing a jumbo loan can seem daunting, but we're here to make it smooth and straightforward:

  • Initial Consultation: We'll discuss your goals and financial situation.
  • Pre-Approval: Get a clear picture of your buying power.
  • House Hunting: Find your dream home with confidence.
  • Loan Application: We'll guide you through the paperwork.
  • Underwriting: Our team will work diligently to process your application.
  • Closing: Celebrate as you get the keys to your new home!

Waterfront Loans: Bringing You Closer to Paradise

Waterfront properties offer unparalleled views and lifestyles, but they come with unique considerations. Our team has extensive experience in waterfront property financing, ensuring you navigate these waters with ease.

Call us! 877-888-5291

Key Aspects of Waterfront Loans

Property Valuation

We understand the unique value of waterfront real estate.

Insurance Requirements

We'll help you navigate flood insurance and other specific needs.

Environmental Considerations

Our experts are well-versed in coastal and lakefront regulations and requirements.

Unique Property Features

From docks to seawalls, we account for all aspects of your waterfront home.

Why Choose Us for Your Maine Waterfront Loan?

01.

Maine Waterfront Expertise

From Bar Harbor's oceanfront estates to Sebago Lake cottages, our specialized team understands Maine's diverse waterfront properties – including coastal homes, lakefront retreats, riverfront properties, and island getaways. We navigate complex considerations like tidal zones, shoreland zoning, and seasonal factors unique to Maine waterfront living.

02.

Local Maine Market Knowledge

With deep roots in Maine's waterfront communities, we understand property values from Moosehead Lake to Casco Bay. Our expertise spans Southern Maine's premium coastal market to the serene lake regions of Central and Northern Maine, ensuring accurate valuations for your specific location.

03.

Maine-Specific Waterfront Underwriting

Our strong relationships with lenders who understand Maine's unique waterfront market means smoother approvals for all types of properties – whether you're buying a historic oceanfront home in Kennebunkport, a lakeside cabin on Lake Auburn, or a year-round residence on the Penobscot River.

Ready to take the plunge?

Get started now!

Call 877-888-5291

Or fill out our online form, and one of our friendly experts will be in touch soon.

Our Commitment to You

At Maine Mortgage Company, we're more than just mortgage brokers – we're your partners in achieving your homeownership dreams. Whether you're eyeing a luxurious estate or a cozy beach or lake cottage, we have the expertise and dedication to make it happen.

Our team stays up-to-date with the latest market trends, loan products, and regulations to ensure you always get the best advice and options. We pride ourselves on our personalized service, taking the time to understand your unique situation and goals.

At Maine Mortgage Company, we don't just finance homes – we help build futures.

Let's embark on this exciting journey together!
Start Your Journey Home
Call 877-888-5291

Copyright All Rights Reserved | Maine Mortgage Company, LLC

This information is not a loan approval or commitment to lend. The actual loan amount, interest rate, fees, costs and monthly payment on your specific loan transaction can vary and will depend on your choice of loan product and unique credit profile. Loans (in ME) will be made pursuant to NMLS # 2155395. Maine Mortgage Company is an Equal Housing Loan Broker.